I hereby read, understand, agree, accept and acknowledge all the terms and conditions governing the accounts and/or services and the facilities availed by me including the terms and conditions mentioned herein:
1.1 I understand and agree that the following terms and conditions ("facility T&C") shall apply for the facilities availed by me (in respect of the accounts and/or services as mentioned hereunder), by accessing and/or using the website. I further understand and agree that the facility T&C shall form part of the terms pertaining to accounts and/or services available on the website ("terms") and any reference to a term which is not defined under these facility T&C shall have the meaning assigned to it under the terms.
1.2 I understand and agree that I shall not access or use the website or remittance facility if I do not agree to be bound by the facility T&C and simply by virtue of continuing to access and use the website and/or remittance facility, I am agreeing to and accepting the facility T&C in effect at such time and as amended from time to time and updated on the website. I understand and agree that the facility T&C may be updated from time to time by posting the updated facility T&C on this website without intimation to me and I shall be bound by such updated facility T&C. I further understand and agree that if any of the facility T&C is not acceptable to me or I disagree with any material on the website, unless otherwise stated herein, my sole and exclusive remedy is to discontinue using the website and the remittance facility offered by DCB Bank Limited (the "Bank") through this website.
2.1 I understand, agree and accept that:
3.1 I understand and agree that the Bank may set its own fees and charges for facilities (including the remittance facility) and may revise the same at any time and the availability of facilities displayed or offered on or through the website are subject to change from time to time as per the Bank's discretion. I understand and agree that nothing contained on the website constitutes an offer, promise or commitment to grant or provide any facility. I further understand and agree that while the Bank endeavours to post accurate and updated information on the website, the registered user must verify the same before taking any action or entering into any transaction at his/her own risk.
3.2 I understand and agree that the Bank does not control and is not responsible and liable in any manner whatsoever for any fees or charges, if any, that may be imposed by any banks involved in the international wire transfer, including but not limited to correspondent or beneficiary bank such financial institution(s) or any other third parties in connection with the wire transfer.
3.3 I understand, agree and accept that the registered users acknowledge and understand that when the funds as remitted by a registered user, the Bank would be required to effect the conversion at the applicable exchange rate prevailing on the day of conversion, subject to availability of exchange rate. I further understand, agree and accept that the registered user agrees that the prevailing exchange rate is the exchange rate applicable at the time of conversion of funds which will be applicable for processing the user's transaction request.
3.4 I understand and agree that neither the registered user nor the beneficiary/ recipient will be entitled to any interest for the period during which the funds to be remitted are with the Bank, are in the course of remittance, or for any other period.
4.1 I understand and agree that in order to access and use the website and avail of the remittance facility, I as a registered user am an individual of at least 18 years of age, having the capacity to enter into legally binding contracts under the law applicable to me. I understand and agree that I as a registered user am a resident individual holding a bank account with any bank in India, adhold a pan card and Aadhaar card. I understand and agree that only residents of India (collectively "residents") shall access, use and avail of the website and the remittance facilities only to the extent the domestic laws of India and such countries permit them to access, use and avail of the website and the facilities. I understand and agree that all non-residents understand that by accessing, using and availing of the website and the facilities, they may be violating the local laws in India and/or such other countries. I understand, agree and confirm that I shall be solely and absolutely liable and responsible for any liability incurred in this regard and I shall reimburse, make good all losses, hold harmless and safeguard the Bank at all times against any liability and/or responsibility incurred and/or suffered by the Bank in this regard.
5.1 I understand and agree that only limited access to the website is available to non-registered users. I understand and agree that non-registered users are not permitted to avail the remittance facility and in order to obtain increased access to the website and in order to avail of the remittance facility, every person who is desirous of availing such facilities is required to register on the website as a registered user. I understand and agree that subject to the other facility T&C, upon registration as a registered user the website will register the relevant registered user id and registered user password. I further understand and agree that I shall not get registered more than once in the website for availing the remittance facility.
5.2 I understand and agree to provide true, accurate, current and complete information, as prompted by the registration form (for self or beneficiary) on the website, and to update this information to keep it true, accurate, current and complete at all times and if, in the judgment of or to the knowledge of the Bank, any information provided by me is untrue, inaccurate, not current or incomplete, the Bank retains the right to terminate my registration and refuse my access to or use of the website or any facilities, including the cancellation of pending transactions. I understand and agree that Bank reserves the right to request from me, at any time and from time to time, for additional information and/or proof of authenticity of any information; I understand and agree that my continued access to the website and the facilities, including the completion of any ongoing transaction, may be subject to the receipt by the Bank of such additional information or proof thereof.
5.3 I understand, agree and accept that I shall be solely and absolutely responsible for maintaining the secrecy and confidentiality of all registered user ids and registered user passwords and be fully responsible and liable for all transactions and activities that occur under the registered user's ID and using the registered users password, including any unauthorised use or misuse of such registered user id and/or registered user password and the Bank shall have no obligation to verify the authenticity of any such transaction or activity. I understand and agree that in consideration of the Bank agreeing to provide the remittance facility as per the facility T&C, I hereby unconditionally agree and accept to safeguard, reimburse, make good all losses and defend the Bank and hold the Bank harmless against any liability, costs, damages, claims, suits, and proceedings based upon or relating to such unauthorised access and use. I understand and agree that without prejudice to the aforesaid, I agree to log out from my registered user account at the end of each session and to immediately notify the Bank via email on the website, or through the DCB Customer Care, or registered post AD of any suspected loss, theft, unauthorised usage of the registered user ID or registered user password, any other breach of security, or any receipt by me of confirmation of a transaction, funds or other activity which I did not authorise; or any inaccurate information in my account balances or transaction history.
5.4 I understand and agree that I that if I forget my registered user password, the Bank may, subject to verification and the Bank's satisfaction as to the registered user's identity, allow me to reset my password or enable user id as per the process detailed on the website.
5.5 I understand and agree that the Bank reserves the right to reject registration of remitter as a registered user if the Bank is not satisfied with results of the Know Your Customer (KYC) and anti money laundering diligence checks conducted by the Bank.
5.6 I understand and agree that the Bank retains the right to terminate the registration of any registered user including my registration and refuse my access to or use of the website or any facilities, including the cancellation of pending transactions, as per its discretion.
6.1 I understand and agree that I, as a registered user/visitor shall not:
6.2. I understand and agree that I that if the website contains bulletin boards, chat rooms, access to mailing lists or other message or communication facilities (collectively, "forums"), I agree to use the forums only to send and receive messages and material that are proper and related to the particular forum.
6.3. I understand and agree that I shall use any software provided on, by or through the website only for the purposes for which it has been provided to me and for no other purpose.
6.4. I understand and agree that I as a registered user/visitor/ referrer/ customer, hereby understand, accept, acknowledge that, use of the website, DCB Remit facility/ies and related transaction shall be limited and permitted to use only through Internet Protocol (IP) which includes but not limited to Transmission Control Protocol/Internet Protocol (TCP/IP), User Datagram Protocol/Internet Protocol (UDP/IP), Hypertext Transfer Protocol(HTTP) and File Transfer Protocol (FTP) used across the network boundaries within the jurisdiction of India.
7.1 I understand and agree that the Bank shall not be under any duty to assess the prudence or otherwise of any instruction or transaction given or entered into by me or any registered user. I understand and agree that nothing provided on the website should be construed as advice of any nature and I am/ any registered users may consult professionals in this regard prior to taking any decision.
7.2 I understand and agree that I hereby authorise the Bank to verify any information provided.
7.3 I understand, agree and accept that the Bank shall not be responsible and liable for any error or omission made by me in keying in or otherwise providing the information required to avail the remittance facility or any consequences as a result of such error or omission. I understand, agree and accept that if I provide an incorrect account number for the beneficiary/ recipient or an incorrect identification number for the beneficiary/recipient's financial institution, I may lose the entire amount of the funds transferred and the Bank will not be liable and responsible for the same in any manner whatsoever.
7.4 I understand and agree that the Bank shall endeavour to carry out the requests received under the remittance facility. However, the Bank shall be entitled, in its sole and absolute discretion, to refuse to comply with all or any of my instructions and/or requests without assigning any reason.
7.5 I understand and agree that I cannot amend, cancel or revoke any request made to the Bank under the remittance facility on submitting the transaction request and successfully transferring the funds to the advised account of the Bank. I understand and agree that in the event I desire to revoke /cancel after successfully submitting the transaction for processing, the Bank may accept such cancellation at its discretion and on a best effort basis, provided that exchange loss incurred by the Bank in this connection shall be reimbursed to the Bank by me. I further understand, agree and hereby authorise the Bank to debit such amounts due to the Bank from the funds paid to the Bank by me for executing such transaction.
7.6 I understand and agree that
7.7 I understand and agree that the Bank has no control over, and is not responsible for, the quality, safety, legality, or delivery of any goods or services that I may pay for using the website and/or the facilities and such use will be at my own risk and the Bank shall not be responsible and liable for the same in any manner whatsoever.
7.8 I understand and agree that in order to avail of specific facilities, I may have to agree to other terms and conditions in addition to the facility T&C and may also have to execute agreements, undertakings, declarations, powers of attorney and other writings and abide by and be bound by the procedures as may be specified by the Bank and as amended from time to time.
7.9 I understand and agree that the Bank retains the right to terminate the registration of any registered user including my registration and refuse access to or use of the website or any facilities, including the cancellation of pending transactions, as per its discretion.
8.1 I understand and agree that the website, all information on or available through the website and the facilities provided by the Bank are made available to me and the registered users as is and without any representation or warranty of any kind, either express or implied, including without limitation, any representation or warranty for accuracy, continuity, uninterrupted access, timeliness, sequence, quality, performance, fitness for any particular purpose, completeness, title, compatibility, warranty of non-infringement, freedom from computer virus, warranties of merchantability or fitness for a particular purpose, each to the extent permissible by applicable law.
8.2 I understand and agree that although the Bank adopts security measures that it considers appropriate for the website, it does not represent or warrant that the website is immune from denial of service attacks, unauthorised access or other illegal subversion of these security measures that might impair the working of the website, the availability of the facilities or the integrity and confidentiality of any registered users' personal and login information or accounts and the Bank disclaims liability and responsibility arising from any such acts or occurrences. I understand and agree that furthermore, while the Bank takes reasonable precautions to avoid such eventualities, I understand and agree that communications through internet are not always secure and further agree that the Bank shall not be responsible and liable for any unauthorised or illegal interception of e-mail or other communication to or from the Bank.
8.3 I understand and agree that services are subject to the activities taken by other international banks and service providers involved in the wire transfer. I understand and agree that the Bank disclaims any responsibility and liability for any delay or failure caused due to any action of international banks and service providers.
8.4 I understand and agree that the information and facilities on the website may be displayed and offered in a phased manner at the discretion of the Bank. I understand and agree that the Bank shall have the right to, from time to time and in its discretion, introduce new information and facilities and add to, modify, or withdraw any information or facility or the terms thereof in whole or in part. I understand and agree that the while the Bank makes every endeavour to ensure that the facilities are offered to a registered user without interruption or delay, continued provision of the facilities may be impractical or impossible due to the failure of operational systems for reasons including but not limited to virus attacks, natural calamity, floods, fire and other natural disasters, legal restraints, faults in the telecommunication network or network failure, system maintenance, software or hardware error, labour problems, strikes or any other reason beyond the control of the Bank, and the Bank makes provides no guarantee that any instructions or transactions will definitely be communicated, processed or performed (whether or not before a particular time) using the website or the facilities.
8.5 I understand and agree that the Bank operates and offers the website and the facilities strictly on a no-liability and no-obligation basis as regards the Bank, and the Bank shall not be liable and responsible to me or to any registered user or any other third party for any claim for direct, indirect, incidental, special, exemplary, punitive, consequential or other damages (including, without limitation, loss of profits, loss or corruption of data, loss of profit or goodwill, work stoppage, computer failure or malfunction, or interruption of business) whether arising under contract, tort or any other theory arising out of or in connection with the website, the inability to access the website or any facilities, products or services mentioned or advertised on or accessed or availed on or through the website. The registered user's remedies for errors or unauthorised transactions shall be limited to those arising under the applicable laws and regulations, and as described on the website and in the communications provided by the Bank to me and to any registered user.
8.6 I understand and agree that the to the extent any of the disclaimers or limitations of the Bank's liability in the facility T&C are held to be unenforceable, the maximum liability of the Bank to me or to any registered user shall not exceed the amount of fees paid/payable by me or any registered user to the Bank for the specific facility availed by me or any registered user through the website and under an issue.
8.7 I understand and agree that the registered user/ visitor/ referrer including myself shall ensure not to be in violation of any data protection laws in force at the time of referring potential users for the service to the Bank or when registering for the remittance facility (as the case may be).
9.1 I understand and agree
I understand and agree that the following (among other) facilities are proposed to be offered on the website. However, all the facilities or all the various components and features of a facility may not be offered at all times.
I understand and agree that the Bank may discontinue, modify, change, and alter any of the features of the facility at its sole discretion.
10.1 Alerts: I understand and agree that the Bank shall endeavour to ensure that alerts are communicated to the registered user in accordance with the registered user's instructions. However, neither the Bank nor the service providers would be responsible or liable for non-dispatch or delay in dispatch of the alerts by the Bank / service providers or any delay in receipt or non-receipt of the alerts for any reason whatsoever. I understand and agree that under no circumstances shall the Bank and/or the service providers be liable or responsible for any costs, damages or other amount whatsoever for such non-dispatch or delay in dispatch or any non-receipt or delay in receipt of the alerts. Non- receipt of alerts will not discharge or reduce my or the registered user's liability and responsibility to pay any amount to the Bank which would have been payable in the event of proper receipt of the alerts.
I hereby understand, agree and grant my consent to the Bank to use WhatsApp as a mode of communication with me and send alerts, messages, documents, etc. to me via WhatsApp.The same shall be valid and conclusive proof of any information, documents, etc. submitted or provided to me by the Bank.
10.2 Remittance Facility:
I understand and agree that:
I understand and agree that the
I understand and agree that
I understand and agree that
11.1 I understand and agree that
11.2 I understand and agree that
12.2 I understand, agree and hereby undertake and authorise the Bank, its group companies to exchange, share or part with all the information, data or documents relating to my application to other DCB Bank group companies / banks / financial institutions / credit bureaus / agencies / statutory bodies /tax authorities /central information bureaus/ such other persons as the Bank / its group companies may deem necessary or appropriate as may be required for use or processing of the said information / data by such person/s or furnishing of the processed information / data / products thereof to other banks / financial institutions / credit providers / users registered with such persons and shall not hold the Bank and/ or its group companies liable and responsible for use of this information. I understand, agree and hereby irrevocably authorise the Bank to extract my call records or related information as may have been disclosed by me with/ to any third party service providers in relation to services and facilities offered to me by such third party service providers on account of my existing banking relationship with the Bank.
12.3 I understand and agree that from time to time, it will be necessary for me to supply the Bank with data in connection with the opening or continuation of accounts or the provision of services and facilities. Failure to supply such data may result in the Bank being unable to provide any of the above services or facilities. I understand and agree that it is also the case that data are collected from me in the ordinary course of banking relationship, for example, when I write cheques, deposit money or apply for credit. I understand and agree that this includes information obtained from credit reference agencies.
12.4 I understand and agree that the purpose(s) for which my data may be used are as follows: i. The processing of applications for, and the daily operation of the services and credit facilities provided to me; ii. Conducting credit checks (including without limitation upon an application for consumer credit and upon periodic review of the credit) and data verification; iii. Assisting other financial institutions to conduct credit checks and collect debts; iv. Ensuring my ongoing creditworthiness; v. Designing financial services or related products for registered user/ visitors' use; vi. Marketing financial services or related products to registered user/ visitors; vii. Determining the amount of indebtedness owed to or by registered user/ visitors; viii. Creating and maintaining the Bank's credit and risk related models; ix. Collection of amounts outstanding from registered user/ visitors and bills providing security for registered user/ visitors obligations; x. Meeting the requirements to make disclosure under the requirements of any law, rule, regulation, order, ruling, judicial interpretation or directive (whether or not having the force of law) applicable to the Bank or (any of its branches) and its agents and affiliates; xi. Enabling an actual or proposed assignee of the Bank, or participant or sub participant of the Bank's rights in respect of the registered user/ visitor to evaluate the transaction intended to be the subject of the assignment, participation or sub participation; xii. Any other purposes permitted by law; and xiii. Purposes relating to any of the above.
12.5 I understand and agree that the data held by the Bank relating to me will be kept confidential, but the Bank may, at its sole discretion, provide such information to the categories of persons set out below. I understand and agree and hereby irrevocably authorise the Bank to disclose, as and when the Bank is required to do so by applicable law or when the Bank regards such disclosure as necessary or expedient (including but not limited to disclosures for the purpose of credit review of any account or the facilities availed by me with the Bank or any of its branches whether singly or jointly with others or otherwise), any information relating to me, my account(s) or other assets or credit facilities whatsoever held on my behalf to: i. The head office, affiliates or any other branches or subsidiaries of the Bank; ii. My auditors, professional advisers and any other person(s) under a duty of confidentiality to the Bank; iii. Vendors, installers, maintainers or servicers of the Bank's computer systems; iv. Any exchange, market, or other authority or regulatory body having jurisdiction over the Bank, its head office or any other branch of the Bank or over any transactions effected by me or for my account; v. Any party lawfully authorised by law to make such demand or request; vi. Any person with whom the Bank contracts or proposes to contract with regard to the sale or transfer or sharing of any of its rights, obligations or risks under the facility T&C; vii. Any person (including any agent, contractor or third party service provider) with whom the Bank contracts or proposes to contract with regard to the provision of services and/or facilities in respect of my or in connection with the operation of the Bank's business; viii. Any person employed with, or engaged as an agent by, the Bank or its head office or affiliates, including any relationship officers, whether in India or elsewhere, for the purposes of or in connection with interactions with me/the registered user/ visitors or providing services to me/the registered user/ visitors or processing transactions pertaining to me/the registered user/ visitors' or my accounts or facilities; ix. (to enable the Bank to centralise or outsource its data processing and other administrative operations) to the Bank's head office, its affiliates or third parties engaged by the Bank for any such services/operations; x. In case of a wire transfer to the beneficiary Bank to whom the transfer is being made. Xi. A drawee Bank providing a copy of a paid cheque (which may contain information about the payee) to the drawee; xii. A person making payment into my/the registered user/ visitor's / my account (by providing a copy of a deposit confirmation slip which may contain the name of the registered user/ visitor/my name); xiii. Credit reference agencies and, in the event of default, debt collection agencies; xiv. Any person to whom the Bank is under an obligation to make disclosure under the requirement of any law binding on the Bank or any of its branches; and xv. Any person to whom disclosure may be required by applicable law and regulation.
12.6 I hereby understand, agree and consent that the Bank shall be entitled, in connection with my application for any account, facilities or services provided by the Bank, or during the course of my relationship with the Bank, to obtain and procure information pertaining to any of my any of his/ her/ its accounts, legal or financial position from whatever sources available to the Bank.
12.7 I understand and agree that the data may be transferred overseas pursuant to the provisions of this clause. I understand and agree that the information disclosed pursuant to this clause may be subject to further disclosure by the recipient to other parties in accordance with the laws of the country in which the recipient is located. I understand and agree that such laws may be wider in scope and implemented under less restrictive terms than would otherwise be the case in India due to the difference in applicable laws and regulations.
13.1 I understand and agree that the facility T&C and the use by me or access to the website or any facilities are not intended to create an agency, partnership, joint-venture, employer-employee or banker-customer relationship between me or the beneficiary of the one part and the bank or service provider of the other part, except where otherwise specifically agreed or appointed. I understand and agree that specifically, the use of remittance facility does not establish a checking account or any other form of a bank account for me or the beneficiary with the Bank and neither does it constitute or create a fiduciary or escrow capacity between the visitor or the beneficiary and the Bank. I understand and agree that funds held while processing a remittance payment request are not insured by any government authority. I understand and agree that none of the facilities offered hereby is a funds transfer or transmission service, and my request or instruction while using a facility is not a payment order or other request for a funds transfer.
14.1 I understand and agree that each visitor and/or registered user including me hereby agrees to defend, reimburse, make good any losses and hold the Bank, and service providers and each of their respective affiliates, directors, officers and employees, harmless from any and all claims, liabilities, damages, costs, expenses and proceedings, including reasonable attorneys' fees, arising in any way from my use of the website, whether in India or any other jurisdiction, the inaccuracy or incompleteness of registration information, or the placement or transmission of any message, information, software or other materials through the website by me or users of my ID and password or related to any violation of the facility T&C by me or users of my ID and password, and any claims dispute or differences between me and any supplier of services that are part of the facilities.
14.2 I understand and agree to hereby unconditionally safeguard, defend, reimburse, and make good all losses to the Bank and hold the Bank harmless against any liability, costs, losses, damages, claims, suits, and proceedings based upon or relating to such untrue/false/misleading information.
15.1 I understand and agree that the Bank may, without notice, suspend or terminate my registered user's id, password or account or deny me access to all or part of the website or any facilities if I engage in any conduct or activity that the Bank, in its sole discretion, believes violates any of the facility T&C, violates the rights of the Bank, or is otherwise inappropriate for continued access, or if the Bank learns of my death, bankruptcy or lack of legal capacity or of circumstances that impact my creditworthiness or for any other reason which the Bank thinks fit and proper.
15.2 I understand and agree that until suspension or termination of my ID takes effect, I will remain responsible for any transactions entered into using the registered user's id and all obligations incurred thereby or otherwise by me.
16.1 I understand and agree that the website, the facilities, the facility T&C, all transactions entered into on or through the website or availment of any facility and the relationship between me and the Bank shall be governed by and construed in accordance with the laws of India and no other nation, without regard to the laws relating to conflicts of law.
16.2 I understand and agree that
16.3 I understand and agree that the Bank hereby disclaims all liability, direct or indirect, for non-compliance with the laws of any jurisdiction other than India. I understand and agree that the fact that it is technologically possible to access or use the website and avail of any facility in any jurisdiction other India should not in itself suggest that it is legal to do so. I understand and agree that It shall be my sole responsibility to verify whether the website and the facilities can be legally and legitimately accessed, utilized and availed in the relevant jurisdiction and I understand that by accessing, using and availing of the website and the facilities, I may be violating the local laws in India and/or such jurisdiction. Further, I understand and agree that the Bank hereby explicitly disclaims any responsibility, direct or indirect, for non-compliance by a visitor of the laws of any jurisdiction whatsoever.
17.1 I understand and agree that the failure or delay of the Bank to exercise or enforce any right or provision of the facility T&C shall not constitute a waiver of such right or provision. I understand and agree that no waiver on the part of the Bank shall be valid unless it is in writing signed by or on behalf of the Bank and a waiver of any right or provision by the Bank on a particular occasion shall not prevent the Bank from enforcing such right or provision on a subsequent occasion.
18.1 I understand and agree that I that if any provision of the facility T&C shall be held to be invalid or unenforceable by reason of any law or any rule, order, judgement, decree, award or decision of any court, tribunal or regulatory or self-regulatory agency or body, such invalidity or unenforceability shall attach only to such provision or condition, and the visitor, registered user, the Bank, the court, tribunal or regulatory or self-regulatory agency or body should endeavour to give effect to the parties' intentions as reflected in the provision to the extent possible. I understand and agree that the validity of the remaining provisions and conditions shall not be affected thereby and these facility T&C shall be carried out as if any such invalid or unenforceable provision or condition was not contained herein.
19.1 I understand and agree that notwithstanding any statute or law to the contrary, but to the extent permitted by law, any claim or cause of action arising out of or related to access or use of the website or any facility or the facility T&C must be filed within three (3) months after such claim or cause of action arose failing which it shall be forever barred.
19.2 I understand and agree that, the Bank may (but shall not be bound to) also publish notices of general nature, which are applicable to all visitors and/or registered users in a newspaper circulating in India and/or on its website. I understand and agree that such notices will have the same effect as a notice served individually to each visitor and/or registered user.
19.3 I understand and agree that documents which may be sent by electronic communication may be in the form of an electronic mail, an electronic mail attachment, or in the form of an available download from the website. I understand and agree that the Bank shall be deemed to have duly communicated and delivered any communication or document to me if such communication or document is sent via e-mail to the e-mail address provided by me to the Bank. I understand and agree that the Bank shall also be entitled to act based on any instructions received or purported to be received by the Bank from me by e-mail or other electronic means or via the internet. I understand and agree that the Bank shall also be entitled (but not bound) to act upon fax instructions and communications.
21.1 I understand and agree that the Bank may sub-contract or employ agents to carry out any functions or services relating to the website, any facility or any of its obligations under the facility T&C.
21.2 I understand and agree that In order to access the website and avail of the facilities, the visitor will, at the registered users own cost, have to: (a) obtain access to the world wide web and pay any service fees, telephone charges and online service usage associated therewith, and (b) obtain access to all equipment necessary for the registered user to connect to the world wide web, including a computer and modem.
21.3 I understand and agree that the content presented on or through the website may vary depending upon the visitor's browser limitations and the Bank disclaims any responsibility for the unavailability of any facility or any error in processing of a transaction through the website caused by the visitor's browser limitations.
21.4 I understand and agree that all communications under the facility T&C shall be conducted in the English language.
I understand and agree that in the facility T&C, unless the context otherwise requires, the following words and phrases shall have the meanings assigned to them hereunder -
Means notices relating to various matters issued or to be issued by the Bank to the visitor from time to time e.g., notices of market information, reminders for bill payments, etc.
Means any person, other than the Bank, who displays content or offers any facility on the website.
Means a person whose details have been provided by the registered user to the Bank for the transfer of funds.
Means the bank in the relevant country, with whom the beneficiary holds an account, and which has been so mentioned by the registered user.
Means the customer care service which may be set up by the Bank or a service provider to assist visitors/registered users in connection with the website including the facilities displayed or offered thereon and any transactions entered into or proposed to be entered into by the visitors in respect of such facilities.
Means a declaration submitted by the registered user at the time of registration and transaction in the form and manner acceptable to the Bank
Includes a resident individual.
Means an individual or a person, who may be an existing registered user, who refers/recommends/suggests to another individual or person the services offered by the Bank, irrespective of whether the concerned individual/person avails the service.
Means any visitor who has registered himself, herself or itself with the website in the appropriate manner or utilises service offered through this website by the virtue of holding a bank account with the Bank.
Means an online account created by registered user on the website to avail the remittance facility.
Means the username that is chosen by the registered user and registered by the website which, along with the registered user password, will enable the registered user to -
Means the password that is chosen by the registered user and registered by the website for access to the website which, along with the registered user id, will enable the registered user to -
Means a country where the registered user may transfer funds to the beneficiary under the remittance facility.
Means an instruction for transfer of funds from the registered users account in India to a beneficiary in relevant country through the website for select purposes detailed herein, the services provided by the Bank on the website for the transmission of funds by a registered user to a beneficiary in the relevant country.
Means a person who provides a service to the Bank to enable the Bank to operate and/or maintain the website, provide any feature on the website or provide any facility which is provided by the Bank.
Means any person who accesses or visits the website, whether or not such person has registered himself as a registered user.
Means the website presently maintained by the Bank at www.DCB Bank.com and includes the pages of the website and any applets, software and content contained in and on the website. In these facility T&C, unless the context otherwise requires:
I hereby understand, agree and declare that-
I hereby understand, agree and confirm that the proposed remittance does not involve, and is not designed for any purpose for which the drawal of foreign exchange is prohibited viz travel to Nepal and/or Bhutan, a transaction with a person resident in Nepal or Bhutan and those under rule 3 and transactions which require prior approval of the central government under rule 4 of the Foreign Exchange Management (current account transactions) Rules, 2000 read with schedule-i and schedule-ii thereof viz,
A. Prohibited Transactions:
B. Transactions requiring prior approval of central government
C. Other declarations: